Not all bullmastiffs meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines.
Lhasa Apsos are small, long-haired dogs. Believe it or not, they were originally used by monks to guard temples. This accounts for their quiet and friendly nature, which can easily change if their owners or home are threatened.
Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines.
Chow chows were originally bred as food, just like cows. However, in some cases, they were also used as hunters and helpers. They were also used to keep people warm under cold conditions by cuddling up to people with their soft, warm fur.
As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many bullmastiff lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues.
The basenji, an African wolf dog, is the only breed of dog that cannot bark. Instead of barking, it makes an odd yodel-like noise. Due to this fact, the basenji is also sometimes known as an African barkless dog.
According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines:
If you want your dog to win Westminster then you may want to get a Fox Terrier. Why? The winningest dog in Westminster history is Ch. Warren Remedy, a Fox Terrier, who won best In show in 1907, 1908 and 1909.
-- Allstate Corp.'s policies vary from state-to-state.
-- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers.
-- Liberty Mutual reviews each case before insuring a policy
Chinese Crested dogs are often considered to be so ugly that they are cute. They often win ugly dog contests. They are odd looking, mostly hairless dogs. They are also the only breed of dog that is capable of getting acne.
Homeowner bullmastiff insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2005, only $317.2 million in costs were doled out on DOG claims filed by homeowners.
Part of the reason that basset hounds have such a unique look is that the British purposely bred basset hounds to have short legs, so that hunters could keep up with them. Unfortunate this has caused the breed to be prone to leg/joint problems.
When it comes to collies there is some debate about the smooth-coat collie. Some breed organizations consider the smooth-coat and rough-coat dogs to be variations of the same breed. Others consider them to be completely seperate.
